Broodmares Horses for Loan UK

Yes, you can loan a broodmare in the UK without buying her. Many reputable owners and breeders offer well-bred mares on breeding-only loan.

These arrangements are usually free, with the agreement that you cover her care and breeding costs. The mare stays in your yard, but ownership remains with the lender.

It’s a cost-effective way to access top bloodlines without the upfront expense of purchase. You get the chance to breed, raise, and sometimes keep the foal.

Agreements vary, but most clearly outline responsibilities, duration, and care standards. As long as you meet the terms, the arrangement benefits both sides, especially smaller breeders looking to start or expand.

What’s a broodmare?

A broodmare is a fully grown female horse used for breeding foals. She’s chosen for her pedigree, health, and nature, all of which affect the quality of her young. She’s not usually ridden or worked – her main job is to have and raise foals.

Why It’s Popular in the UK

These mares are important in bloodline preservation. You’ll find them in stud farms, on loan, or kept privately. Some have already produced top-quality offspring. Others are young, starting their breeding career. Either way, they’re kept for their ability to pass on strong traits to future horses.

Why People Choose to Loan Instead of Buy

No Huge Upfront Cost

Loaning a broodmare means no big purchase fee. Good mares can cost thousands. A loan lets you avoid that while still accessing breeding potential. You care for the mare and cover routine costs, but you don’t pay to own her. This setup suits first-time breeders or smaller studs working with tight budgets.

Access to Quality Bloodlines

Loan schemes offer mares with strong pedigrees you might not afford otherwise. Some have racing backgrounds or have already produced successful foals. You get access to lines that could improve your breeding outcomes without paying market price. This opens doors for breeders at all levels

Flexibility with Less Risk

Loans give freedom to stop if things don’t go to plan. If the mare doesn’t suit your yard, or breeding fails, the contract ends. You won’t need to sell her or handle future upkeep. It’s a short-term way to test breeding plans without long-term commitment.

Who Offers Broodmares on Loan in the UK?

Private Owners

Private owners often loan out mares they’re not currently breeding. These might be hobby breeders, families stepping back from horses, or those giving their mare a break. Rather than selling, they prefer a trusted home where the mare stays active. You’ll usually find these ads on forums, Facebook groups, or local equine networks.

Stud Farms

Some stud farms loan out mares that don’t fit their current plans. These are usually older or lower-ranking mares with good breeding potential. Smaller breeders can benefit from this. The stud still keeps control, but you get use of a quality mare without buying. Most require clear contracts and updates.

Breed Societies and Charities

Organisations like The Donkey Sanctuary and breed societies sometimes loan mares. They do this to preserve bloodlines or give horses a purpose.

The Cleveland Bay Horse Society is a good example. These mares often come with stricter welfare rules, but support is usually part of the deal.

What to Look For in a Loan Mare

Health History

Always check the mare’s full health and breeding history before accepting a loan. Ask for vet records, vaccinations, worming schedules, and any past foaling problems.

Avoid mares with a history of retained placenta, infections, or poor condition after birth. A healthy past means a safer breeding future. If records are vague or missing, walk away.

Common Loan Agreement Terms

Length of Loan

Most broodmare loans in the UK last between one and three years. In some cases, the agreement covers only a single breeding season.

Terms vary depending on the mare’s age, health, and breeding goals. Both parties should agree on a clear timeline from the start, including any renewal options. Always get this in writing to avoid future disputes.

What You’re Responsible For

You’ll usually cover feed, veterinary care, farrier visits, and safe accommodation. Some agreements also require you to pay for breeding-related vet fees, especially scans or AI procedures.

You’re expected to maintain her health and welfare at a standard equal to or better than her current care. Clarify every cost before signing anything.

Return Policy

The mare must be returned in good physical and mental condition. This includes a healthy weight, trimmed hooves, and up-to-date vaccinations.

Any injury, illness, or change in behaviour must be reported during the loan period. Some contracts allow a pre-return vet check at the owner’s request. Treat the mare like she’s your own — but remember, she’s not.

Best Places to Find Broodmares for Loan

Several trusted places in the UK list broodmares available for loan. Sell Your Horse has a dedicated broodmare section with many listings from private owners and studs.

Add Your Listing Here

Preloved Horse Listings is another popular site, offering a wide variety of loan mares. Facebook groups like “Broodmares Available in UK” connect owners directly with loan seekers.

Local British Horse Society noticeboards often post loan opportunities. Breed society newsletters, such as those from the Highland Pony Society, also advertise mares for loan.

Costs Involved with Loaning

Care and Maintenance

Loaning a broodmare means covering her daily needs yourself. This includes hay, feed, bedding, and routine veterinary care like vaccinations and worming.

You must keep her in good health, just as if you owned her. These costs add up but are usually less than buying a mare outright.

Breeding Fees (Sometimes)

You may need to pay for the stallion service or artificial insemination. Some loans include this, but often you cover it. Always check the loan contract carefully.

Insurance

Ensuring the mare is strongly advised. It protects you financially against illness, injury, or death while the mare is in your care. Some loan agreements require it, so ask before committing.

FAQs About Broodmares for Loan

Can I use any stallion I want?

Usually yes, but some owners may limit your choice. The contract might state approved stallions or ask for the owner’s consent. Always get it in writing to avoid issues later.

What if she doesn’t get in foal?

You’re still responsible for her care. Most agreements don’t guarantee a foal. Some may offer extra time if breeding fails, but that must be agreed in advance.

Can I sell the foal?

Only if the contract says the foal is yours. Some owners want the foal back or to approve sales. This is one of the most important terms to clarify early.

Do I need special facilities?

Yes, you need safe, vet-approved conditions. That includes secure fencing, clean shelter, and proper pasture. A pre-loan home check is common, especially from stud farms or societies.

Final Thoughts

Loaning a broodmare can be a smart move if you’re fully prepared. You avoid a high purchase price, gain access to bloodlines, and learn from hands-on breeding. Just be sure to read every line of the agreement — and always prioritise the mare’s welfare.